Become a PoSP with DigiSafe
Sell insurance. Earn commissions. Work on your own terms.
DigiSafe's DigiONE programme enables individuals across India to become certified Point of Sales Persons, distributing insurance from 20+ IRDAI-approved insurers with zero upfront investment, flexible hours, and unlimited earning potential.
Who is a Point of Sales Person (PoSP)?
A Point of Sales Person, or PoSP, is an IRDAI-authorised individual licensed to sell specific insurance products on behalf of a registered insurance broker. PoSPs are trained, certified, and operate under the oversight of the broker they are affiliated with.
Under DigiSafe's DigiONE programme, PoSPs serve as the last-mile link between insurance products and buyers in rural, semi-urban, and urban communities across India. They advise on policies, assist with documentation, support policy issuance, and help policyholders navigate claims in their local language.
A PoSP is not a full-time insurance agent tied to a single insurer. They are an independent, certified intermediary who can work part-time or full-time, from anywhere, at their own pace.
Who Can Become a PoSP?
A PoSP licence is accessible to a wide range of individuals. It is not limited to those with a finance or sales background.
Who | Why It Works |
|---|---|
College students | Earn income alongside studies with flexible hours |
Homemakers and stay-at-home spouses | Work from home at self-chosen hours |
Retirees | Supplement income without a full-time commitment |
Business owners | Add an income stream alongside existing work |
Farmers and rural entrepreneurs | Serve the community with ground-level insurance access |
Salaried individuals | Earn additional commission income outside working hours |
Eligibility Criteria to Become a PoSP
IRDAI has defined the minimum eligibility criteria for becoming a certified PoSP. The requirements are straightforward and accessible.
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Age: Must be at least 18 years old at the time of registration.
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Education: Minimum qualification is a Class 10 pass certificate. No higher degree is required.
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Training: Must complete 15 hours of authorised training provided by DigiSafe before appearing for the examination.
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Examination: Must pass the IRDAI-prescribed test conducted after the completion of training.
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Agreement: Must sign the PoSP agreement with DigiSafe upon clearing the examination to receive certification.
Documents Required for PoSP Registration
All documents must be self-attested at the time of submission.
Document | Details |
|---|---|
Identity proof | PAN card |
Address proof | Aadhaar card, front and back |
Education proof | Class 10 or above pass certificate |
Bank details | Cancelled cheque or bank passbook front page |
Photograph | Recent passport-size photograph |
How to Become a PoSP with DigiSafe
Our Process
The registration and certification process has four steps.
Fill out the DigiSafe PoSP registration form. The team will contact you with the next steps and documentation guidance.
Register as a PoSP
01
Attend and complete the 15-hour training programme conducted by DigiSafe covering insurance products, IRDAI guidelines, and sales compliance.
Complete training
02
Appear for and clear the IRDAI-prescribed examination that follows the completion of training.
Pass the examination
03
Sign the PoSP agreement with DigiSafe. You are now a certified PoSP and can begin selling insurance products under the DigiONE programme.
Sign the agreement and get certified
04
PoSP vs. Traditional Insurance Agent
Feature | DigiSafe PoSP | Tied Insurance Agent |
|---|---|---|
Insurer access | 20+ insurers | Single insurer only |
Investment required | Zero | Varies |
Working hours | Self-determined | Often fixed or target-driven |
Training required | 15 hours | Varies by insurer |
Product range | Multiple categories | One company's products |
Earning structure | Commission-based, uncapped | Commission-based, tied to one insurer |
Claim support | DigiSafe coordinates on your behalf | Self-managed |
What a PoSP Can Sell Under DigiSafe
As a certified DigiSafe PoSP, you are authorised to distribute insurance products across the following categories, subject to IRDAI guidelines applicable to PoSPs.
Home and property insurance
Personal accident insurance
SME and business insurance
Crop and cattle insurance
Health insurance
Motor insurance
Term life insurance
Travel insurance
Advantages of Being a PoSP
with DigiSafe
Zero investment required
No upfront capital needed; a smartphone and internet connection are sufficient to start.
Flexible working hours
No fixed schedule; work full-time, part-time, or alongside an existing occupation.
Work from anywhere
Operate from home, your village, your town, or entirely online based on your network.
Short training period
15 hours of structured training is all that is required before certification and selling.
Unlimited earning potential
Commissions are directly tied to policies sold, with no cap on how much you can earn.
Broad product access
Sell across multiple insurance categories from 20+ insurers, not just one company's products.
Ongoing support from DigiSafe
Access to advisory support, product training updates, and claim coordination backing from the DigiSafe team.
Community impact
Bring accessible, trustworthy insurance to underserved rural and semi-urban communities in your area.